Banking and Finance Technology
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Banking &
Financial Services

Smarter Solutions For a Stronger Tomorrow.

Steering Smarter Banking Forward

RTAC simplifies and modernizes banking for cooperative credit societies and financial institutions.

Our expertise bridges the gap between traditional banking systems and modern digital banking needs. From real-time payments to smarter credit checks and mobile-first collections, we focus on Efficiency, Security, and Customer Trust.

Our goal is to enable institutions to grow without limits, providing the technological backbone required for the next generation of finance.

What We Offer

Core Banking Transformation

Unified platform for Deposits, Loans, and Accounting.

  • • Real-time payments
  • • Integrated Dashboards

Smart Collections

Simplify Pigmy and EMI collections with mobile-first tools.

  • • Cash & UPI support
  • • Agent tracking

Credit Intelligence

Smarter lending with 360° borrower views and risk scoring.

  • • Reduce defaults
  • • Improve profitability

Pledged Asset Mgmt

Effortless tracking and verification of pledged items.

  • • Real-time tracking
  • • Barcode accuracy

Future of Finance

Success Stories

Case Study 1
Banking

Modernizing Pigmy Collections

Digitized field collections with mobile apps, GPS tracking, and real-time reporting—improving trust, efficiency, and customer experience.

Case Study 2
ASSET MANAGEMENT

End-to-End Pledged Asset Control

Centralized tracking of pledged assets using barcodes, mobile audits, and real-time inventory—ensuring accuracy and operational control.

Case Study 3
RISK & CREDIT

Smarter Borrower Intelligence

Unified borrower insights with credit data, PAN/Aadhaar checks, and dynamic scoring—enabling faster decisions and lower defaults.